Purchasing a Home
We'll guide through the process, from grants to approvals
Purchase to Upgrade
or Downsize:
Find the right load for your next move
If you’re planning to upgrade to a larger home or downsize to something more manageable, securing the right mortgage is crucial for a smooth transition. At PlanMyMortgage.com.au, we provide expert guidance to ensure your next property purchase aligns with your lifestyle and financial goals.
Here is how we support your next property move:
Understand Your Financial Position:
We assess your current home’s equity, potential sale proceeds, and borrowing capacity to help you make informed decisions.
Find a Loan That Suits Your Needs:
Whether you need a larger loan for an upgrade or a flexible repayment option for downsizing, we compare a range of lenders to secure the best deal for you.
Bridge the Gap with Bridging Finance:
If you’re buying before selling, we explore short term bridging loan options to help you transition smoothly between properties.
Maximise Equity and Loan Features:
We guide you on how to use existing equity wisely and choose loan features like offset accounts or redraw facilities to give you financial flexibility.
Coordinate a Seamless Settlement Process:
We work closely with lenders, conveyancers, and real estate agents to ensure your sale and purchase align for a hassle free transition.
Tailor a Long-Term Strategy:
Whether you’re upgrading for more space or downsizing to free up cash, we structure your loan to support your future financial goals.
Why work with us?
- Access to a panel of over 60 lenders and tailored loan solutions.
- Strategic advice to optimise your home finance during life changes.
- A streamlined process to reduce stress and ensure a smooth property transition.
If you’re ready to take the next step in your homeownership journey, let us help you secure the right loan for your upgrade or downsize. Book a free consultation today!
Meet
Andrew Drummond
"The Mortgage Strategist"
We know buying your first home is a big step, and we’re here to make it easier. Let’s get started, book a free consultation today and take the first step towards homeownership with confidence!
